Terms & Conditions

Last Updated: 24/06/26

Introduction

Welcome to Zenbalo.

By accessing this website or purchasing any products from Zenbalo, you agree to be bound by these Terms & Conditions. If you do not agree with these terms, please do not use this website or purchase our products.

Throughout these Terms & Conditions, “Zenbalo”, “we”, “us”, and “our” refer to the operator of this website.

Digital Products

Zenbalo provides digital products, including Notion templates, educational content, guides, and related resources.

All products are delivered digitally. No physical products will be shipped.

Licence & Personal Use

When you purchase a Zenbalo product, you are granted a non-exclusive, non-transferable licence for personal use only.

You may:

  • Use the product for your own personal financial organisation and planning.

  • Duplicate the template within your own Notion workspace.

You may not:

  • Resell the product.

  • Redistribute the product.

  • Share download links.

  • Upload the product to marketplaces, communities, or file-sharing websites.

  • Claim the product as your own work.

  • Modify and resell the product.

Any unauthorised distribution or resale is strictly prohibited.

Intellectual Property

All content, templates, designs, branding, graphics, text, and materials provided by Zenbalo remain the intellectual property of Zenbalo.

Purchasing a product does not transfer ownership of any intellectual property rights.

Pricing

All prices displayed on the website are subject to change at any time without notice.

The price paid at the time of purchase will remain valid for that transaction.

Payments

Payments are processed securely through third-party providers including Stripe and PayPal.

Zenbalo does not store your full payment card information.

Refund Policy

Due to the nature of digital products, all sales are generally final once the product has been delivered.

If you experience a technical issue accessing your purchase, please contact us and we will make reasonable efforts to resolve the issue.

Refund requests may be considered on a case-by-case basis where required by applicable consumer protection laws.

No Financial Advice

Zenbalo is designed to provide educational and organisational tools for personal finance.

Nothing contained within Zenbalo, its templates, guides, website, or content should be considered financial, investment, tax, legal, or professional advice.

Users should make their own financial decisions and seek professional advice where appropriate.

User Responsibility

You are responsible for:

  • The information you enter into the template.

  • Decisions you make based on that information.

  • Maintaining access to your own Notion account.

Zenbalo cannot guarantee any specific financial outcomes, results, savings, debt reduction, or improvements in financial circumstances.

Availability

We aim to keep our website and products available at all times but do not guarantee uninterrupted access.

We reserve the right to modify, update, suspend, or discontinue products and services at any time.

Limitation of Liability

To the fullest extent permitted by law, Zenbalo shall not be liable for any direct, indirect, incidental, consequential, or special damages arising from:

  • Use of the website.

  • Use of any products.

  • Reliance on information provided.

  • Loss of data.

  • Financial decisions made by users.

Your use of Zenbalo is entirely at your own risk.

Third-Party Services

Zenbalo may integrate with or link to third-party services including:

  • Notion

  • Stripe

  • PayPal

  • Google Analytics

We are not responsible for the availability, content, or policies of third-party services.

Changes to These Terms

We may update these Terms & Conditions at any time.

Updated versions will be published on this page with a revised date.

Contact

If you have any questions regarding these Terms & Conditions, please contact:

support@zenbalo.com

Zenbalo